Call reports 2024
AMERICAN HERITAGE NATIONAL BANK — 2024
What AMERICAN HERITAGE NATIONAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 555,030,000 | 550,284,000 | 568,491,000 | 556,709,000 |
| Total loans | 416,749,000 | 424,536,000 | 424,464,000 | 424,872,000 |
| Allowance for loan losses | 5,919,000 | 5,923,000 | 5,927,000 | 6,020,000 |
| Securities available for sale | 1,192,000 | 4,358,000 | 2,387,000 | 3,280,000 |
| Securities held to maturity | 85,906,000 | 77,919,000 | 50,928,000 | 48,863,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 468,247,000 | 467,723,000 | 494,017,000 | 484,755,000 |
| Interest-bearing deposits | 351,320,000 | 349,899,000 | 373,845,000 | 372,649,000 |
| Noninterest-bearing deposits | 116,927,000 | 117,824,000 | 120,172,000 | 112,106,000 |
| Equity capital | 63,710,000 | 64,880,000 | 66,393,000 | 67,159,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 6,246,000 | 12,837,000 | 19,732,000 | 26,558,000 |
| Interest expense | 2,622,000 | 5,209,000 | 7,944,000 | 10,452,000 |
| Net interest income | 3,624,000 | 7,628,000 | 11,788,000 | 16,106,000 |
| Noninterest income | 403,000 | 832,000 | 1,294,000 | 1,751,000 |
| Noninterest expense | 2,239,000 | 4,621,000 | 7,178,000 | 10,653,000 |
| Provision for loan losses | 0 | 0 | 0 | 112,000 |
| Pretax income | 1,788,000 | 3,839,000 | 5,910,000 | 7,210,000 |
| Income tax | 490,000 | 905,000 | 1,475,000 | 1,885,000 |
| Net income | 1,298,000 | 2,934,000 | 4,435,000 | 5,325,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,458,000 | 60,752,000 | 62,291,000 | 63,134,000 |
| Total capital | 64,728,000 | 66,092,000 | 67,489,000 | 68,264,000 |
| Risk-weighted assets | 420,620,000 | 426,297,000 | 414,829,000 | 409,314,000 |