Call reports 2023
AMERICAN HERITAGE NATIONAL BANK — 2023
What AMERICAN HERITAGE NATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 508,852,000 | 513,572,000 | 530,759,000 | 549,685,000 |
| Total loans | 344,558,000 | 363,387,000 | 387,748,000 | 409,669,000 |
| Allowance for loan losses | 5,929,000 | 5,934,000 | 5,938,000 | 5,915,000 |
| Securities available for sale | 14,765,000 | 1,629,000 | 1,576,000 | 1,550,000 |
| Securities held to maturity | 100,076,000 | 99,474,000 | 99,498,000 | 99,069,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 447,449,000 | 446,257,000 | 456,214,000 | 464,466,000 |
| Interest-bearing deposits | 316,963,000 | 314,387,000 | 336,731,000 | 343,144,000 |
| Noninterest-bearing deposits | 130,486,000 | 131,870,000 | 119,483,000 | 121,322,000 |
| Equity capital | 59,219,000 | 60,628,000 | 61,907,000 | 62,845,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,089,000 | 10,293,000 | 16,009,000 | 21,979,000 |
| Interest expense | 1,003,000 | 2,330,000 | 4,206,000 | 6,452,000 |
| Net interest income | 4,086,000 | 7,963,000 | 11,803,000 | 15,527,000 |
| Noninterest income | 377,000 | 810,000 | 1,227,000 | 1,670,000 |
| Noninterest expense | 2,320,000 | 4,827,000 | 7,317,000 | 10,242,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,143,000 | 4,230,000 | 5,997,000 | 7,239,000 |
| Income tax | 585,000 | 1,180,000 | 1,660,000 | 1,975,000 |
| Net income | 1,558,000 | 3,050,000 | 4,337,000 | 5,264,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,645,000 | 56,261,000 | 57,588,000 | 58,554,000 |
| Total capital | 59,612,000 | 61,282,000 | 62,730,000 | 63,871,000 |
| Risk-weighted assets | 396,096,000 | 400,421,000 | 410,251,000 | 424,414,000 |