Call reports 2022
AMERICAN HERITAGE NATIONAL BANK — 2022
What AMERICAN HERITAGE NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 534,220,000 | 523,686,000 | 533,945,000 | 542,536,000 |
| Total loans | 285,918,000 | 302,267,000 | 316,514,000 | 336,607,000 |
| Allowance for loan losses | 4,803,000 | 4,809,000 | 5,223,000 | 5,926,000 |
| Securities available for sale | 33,162,000 | 15,310,000 | 17,080,000 | 18,528,000 |
| Securities held to maturity | 33,311,000 | 63,319,000 | 97,209,000 | 105,188,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 478,279,000 | 466,759,000 | 475,590,000 | 482,802,000 |
| Interest-bearing deposits | 329,330,000 | 319,166,000 | 329,212,000 | 321,628,000 |
| Noninterest-bearing deposits | 148,949,000 | 147,593,000 | 146,378,000 | 161,174,000 |
| Equity capital | 54,693,000 | 56,036,000 | 57,371,000 | 58,421,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,550,000 | 7,559,000 | 12,073,000 | 17,433,000 |
| Interest expense | 220,000 | 430,000 | 712,000 | 1,384,000 |
| Net interest income | 3,330,000 | 7,129,000 | 11,361,000 | 16,049,000 |
| Noninterest income | 656,000 | 1,170,000 | 1,673,000 | 2,085,000 |
| Noninterest expense | 2,306,000 | 4,607,000 | 6,978,000 | 9,989,000 |
| Provision for loan losses | 40,000 | 40,000 | 450,000 | 1,150,000 |
| Pretax income | 1,640,000 | 3,652,000 | 5,606,000 | 6,995,000 |
| Income tax | 452,000 | 1,015,000 | 1,550,000 | 1,945,000 |
| Net income | 1,188,000 | 2,637,000 | 4,056,000 | 5,050,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,008,000 | 51,490,000 | 52,930,000 | 53,904,000 |
| Total capital | 53,927,000 | 55,699,000 | 57,334,000 | 58,675,000 |
| Risk-weighted assets | 312,666,000 | 336,097,000 | 351,493,000 | 380,560,000 |