Call reports 2021
AMERICAN HERITAGE NATIONAL BANK — 2021
What AMERICAN HERITAGE NATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 498,299,000 | 493,064,000 | 512,435,000 | 549,579,000 |
| Total loans | 299,702,000 | 290,984,000 | 289,019,000 | 298,310,000 |
| Allowance for loan losses | 4,753,000 | 4,756,000 | 4,758,000 | 4,760,000 |
| Securities available for sale | 37,513,000 | 41,353,000 | 43,055,000 | 47,201,000 |
| Securities held to maturity | 2,572,000 | 2,537,000 | 2,522,000 | 2,437,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 444,131,000 | 439,975,000 | 458,429,000 | 494,677,000 |
| Interest-bearing deposits | 305,174,000 | 300,868,000 | 318,937,000 | 342,477,000 |
| Noninterest-bearing deposits | 138,957,000 | 139,107,000 | 139,492,000 | 152,200,000 |
| Equity capital | 50,372,000 | 51,492,000 | 52,679,000 | 53,687,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,376,000 | 6,831,000 | 10,235,000 | 13,784,000 |
| Interest expense | 273,000 | 516,000 | 748,000 | 979,000 |
| Net interest income | 3,103,000 | 6,315,000 | 9,487,000 | 12,805,000 |
| Noninterest income | 629,000 | 1,277,000 | 1,975,000 | 2,616,000 |
| Noninterest expense | 1,982,000 | 4,210,000 | 6,440,000 | 8,900,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,750,000 | 3,382,000 | 5,022,000 | 6,521,000 |
| Income tax | 496,000 | 947,000 | 1,396,000 | 1,818,000 |
| Net income | 1,254,000 | 2,435,000 | 3,626,000 | 4,703,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,526,000 | 46,575,000 | 47,805,000 | 48,880,000 |
| Total capital | — | 50,344,000 | 51,643,000 | 52,835,000 |
| Risk-weighted assets | — | 300,514,000 | 306,189,000 | 315,608,000 |