Call reports 2020
AMERICAN HERITAGE NATIONAL BANK — 2020
What AMERICAN HERITAGE NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 372,426,000 | 431,757,000 | 448,901,000 | 475,655,000 |
| Total loans | 249,247,000 | 289,964,000 | 290,221,000 | 292,197,000 |
| Allowance for loan losses | 3,918,000 | 3,922,000 | 4,124,000 | 4,751,000 |
| Securities available for sale | 29,034,000 | 26,335,000 | 42,140,000 | 39,872,000 |
| Securities held to maturity | 1,988,000 | 1,958,000 | 2,728,000 | 2,724,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 325,212,000 | 381,634,000 | 398,690,000 | 425,777,000 |
| Interest-bearing deposits | 231,872,000 | 245,096,000 | 270,329,000 | 298,539,000 |
| Noninterest-bearing deposits | 93,340,000 | 136,538,000 | 128,361,000 | 127,238,000 |
| Equity capital | 46,340,000 | 47,530,000 | 48,972,000 | 49,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,594,000 | 7,329,000 | 11,357,000 | 15,160,000 |
| Interest expense | 448,000 | 796,000 | 1,115,000 | 1,440,000 |
| Net interest income | 3,146,000 | 6,533,000 | 10,242,000 | 13,720,000 |
| Noninterest income | 427,000 | 978,000 | 1,692,000 | 2,355,000 |
| Noninterest expense | 2,095,000 | 4,289,000 | 6,463,000 | 8,748,000 |
| Provision for loan losses | 0 | 0 | 200,000 | 825,000 |
| Pretax income | 1,478,000 | 3,222,000 | 5,271,000 | 6,502,000 |
| Income tax | 418,000 | 912,000 | 1,490,000 | 1,851,000 |
| Net income | 1,060,000 | 2,310,000 | 3,781,000 | 4,651,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,313,000 | 42,543,000 | 43,990,000 | 44,231,000 |
| Total capital | 44,702,000 | 45,949,000 | 47,447,000 | 47,791,000 |
| Risk-weighted assets | 270,554,000 | 271,966,000 | 275,931,000 | 283,640,000 |