Call reports 2019
AMERICAN HERITAGE NATIONAL BANK — 2019
What AMERICAN HERITAGE NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 351,949,000 | 351,435,000 | 361,047,000 | 378,582,000 |
| Total loans | 256,065,000 | 255,378,000 | 248,607,000 | 235,995,000 |
| Allowance for loan losses | 3,948,000 | 4,010,000 | 4,013,000 | 3,915,000 |
| Securities available for sale | 33,597,000 | 34,381,000 | 32,999,000 | 31,751,000 |
| Securities held to maturity | 2,195,000 | 2,173,000 | 2,134,000 | 2,120,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 307,338,000 | 306,256,000 | 314,597,000 | 331,979,000 |
| Interest-bearing deposits | 219,702,000 | 219,699,000 | 226,345,000 | 236,097,000 |
| Noninterest-bearing deposits | 87,636,000 | 86,557,000 | 88,252,000 | 95,882,000 |
| Equity capital | 43,812,000 | 44,537,000 | 45,725,000 | 46,027,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,613,000 | 7,290,000 | 11,058,000 | 14,826,000 |
| Interest expense | 463,000 | 913,000 | 1,406,000 | 1,925,000 |
| Net interest income | 3,150,000 | 6,377,000 | 9,652,000 | 12,901,000 |
| Noninterest income | 353,000 | 778,000 | 1,299,000 | 1,711,000 |
| Noninterest expense | 1,739,000 | 3,850,000 | 6,006,000 | 8,268,000 |
| Provision for loan losses | 60,000 | 120,000 | 120,000 | 20,000 |
| Pretax income | 1,704,000 | 3,185,000 | 4,825,000 | 6,324,000 |
| Income tax | 483,000 | 902,000 | 1,362,000 | 1,694,000 |
| Net income | 1,221,000 | 2,283,000 | 3,463,000 | 4,630,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,854,000 | 39,499,000 | 40,720,000 | 41,053,000 |
| Total capital | 42,208,000 | 42,861,000 | 44,009,000 | 44,260,000 |
| Risk-weighted assets | 267,743,000 | 268,313,000 | 262,367,000 | 255,841,000 |