Call reports 2018
AMERICAN HERITAGE NATIONAL BANK — 2018
What AMERICAN HERITAGE NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 347,227,000 | 349,836,000 | 350,354,000 | 360,848,000 |
| Total loans | 247,212,000 | 250,473,000 | 253,606,000 | 258,583,000 |
| Allowance for loan losses | 3,587,000 | 3,591,000 | 3,593,000 | 3,886,000 |
| Securities available for sale | 37,855,000 | 37,939,000 | 37,187,000 | 36,846,000 |
| Securities held to maturity | 1,133,000 | 2,404,000 | 2,331,000 | 2,259,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 305,618,000 | 307,813,000 | 307,204,000 | 317,256,000 |
| Interest-bearing deposits | 223,718,000 | 217,904,000 | 221,949,000 | 230,889,000 |
| Noninterest-bearing deposits | 81,900,000 | 89,909,000 | 85,255,000 | 86,367,000 |
| Equity capital | 40,939,000 | 41,642,000 | 42,753,000 | 42,988,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,240,000 | 6,606,000 | 10,123,000 | 13,770,000 |
| Interest expense | 282,000 | 545,000 | 878,000 | 1,264,000 |
| Net interest income | 2,958,000 | 6,061,000 | 9,245,000 | 12,506,000 |
| Noninterest income | 325,000 | 768,000 | 1,187,000 | 1,565,000 |
| Noninterest expense | 1,380,000 | 3,272,000 | 5,258,000 | 7,506,000 |
| Provision for loan losses | 260,000 | 260,000 | 260,000 | 550,000 |
| Pretax income | 1,643,000 | 3,297,000 | 4,914,000 | 6,015,000 |
| Income tax | 465,000 | 933,000 | 1,391,000 | 1,685,000 |
| Net income | 1,178,000 | 2,364,000 | 3,523,000 | 4,330,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,131,000 | 36,878,000 | 38,097,000 | 38,194,000 |
| Total capital | 39,267,000 | 40,219,000 | 41,418,000 | 41,545,000 |
| Risk-weighted assets | 250,410,000 | 266,861,000 | 265,621,000 | 267,518,000 |