Call reports 2017
AMERICAN HERITAGE NATIONAL BANK — 2017
What AMERICAN HERITAGE NATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 254,475,000 | 239,129,000 | 351,809,000 | 360,841,000 |
| Total loans | 197,233,000 | 207,868,000 | 252,310,000 | 249,259,000 |
| Allowance for loan losses | 3,211,000 | 3,214,000 | 3,215,000 | 3,314,000 |
| Securities available for sale | 13,387,000 | 13,385,000 | 42,113,000 | 40,238,000 |
| Securities held to maturity | 1,866,000 | 1,632,000 | 1,443,000 | 1,352,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,907,000 | 213,477,000 | 310,892,000 | 319,764,000 |
| Interest-bearing deposits | 165,068,000 | 149,334,000 | 230,201,000 | 235,497,000 |
| Noninterest-bearing deposits | 63,839,000 | 64,143,000 | 80,691,000 | 84,267,000 |
| Equity capital | 24,892,000 | 25,327,000 | 40,392,000 | 40,327,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,459,000 | 4,904,000 | 9,652,000 | 12,966,000 |
| Interest expense | 181,000 | 350,000 | 678,000 | 947,000 |
| Net interest income | 2,278,000 | 4,554,000 | 8,974,000 | 12,019,000 |
| Noninterest income | 342,000 | 631,000 | 1,092,000 | 1,838,000 |
| Noninterest expense | 1,440,000 | 2,916,000 | 5,548,000 | 7,949,000 |
| Provision for loan losses | 0 | 0 | 0 | 98,000 |
| Pretax income | 1,180,000 | 2,269,000 | 4,518,000 | 5,810,000 |
| Income tax | 465,000 | 873,000 | 1,782,000 | 2,235,000 |
| Net income | 715,000 | 1,396,000 | 2,736,000 | 3,575,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,912,000 | 25,327,000 | 35,589,000 | 35,536,000 |
| Total capital | 27,473,000 | 28,015,000 | 38,738,000 | 38,702,000 |
| Risk-weighted assets | 204,235,000 | 214,480,000 | 251,854,000 | 253,152,000 |