Call reports 2016
AMERICAN HERITAGE NATIONAL BANK — 2016
What AMERICAN HERITAGE NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 233,685,000 | 251,942,000 | 257,902,000 | 262,559,000 |
| Total loans | 201,389,000 | 204,775,000 | 200,895,000 | 203,240,000 |
| Allowance for loan losses | 3,199,000 | 3,208,000 | 3,211,000 | 3,215,000 |
| Securities available for sale | 2,959,000 | 1,947,000 | 1,928,000 | 5,886,000 |
| Securities held to maturity | 3,152,000 | 2,875,000 | 2,599,000 | 2,368,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,554,000 | 220,398,000 | 225,651,000 | 237,781,000 |
| Interest-bearing deposits | 148,269,000 | 149,489,000 | 161,357,000 | 169,973,000 |
| Noninterest-bearing deposits | 54,285,000 | 70,909,000 | 64,294,000 | 67,808,000 |
| Equity capital | 30,255,000 | 30,935,000 | 31,672,000 | 24,408,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,363,000 | 4,725,000 | 7,118,000 | 9,478,000 |
| Interest expense | 168,000 | 329,000 | 502,000 | 682,000 |
| Net interest income | 2,195,000 | 4,396,000 | 6,616,000 | 8,796,000 |
| Noninterest income | 280,000 | 620,000 | 1,049,000 | 1,373,000 |
| Noninterest expense | 1,356,000 | 2,787,000 | 4,226,000 | 5,601,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,119,000 | 2,229,000 | 3,439,000 | 4,568,000 |
| Income tax | 438,000 | 872,000 | 1,345,000 | 1,723,000 |
| Net income | 681,000 | 1,357,000 | 2,094,000 | 2,845,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,263,000 | 30,935,000 | 31,676,000 | 24,408,000 |
| Total capital | 32,879,000 | 33,592,000 | 34,295,000 | 27,050,000 |
| Risk-weighted assets | 208,695,000 | 211,970,000 | 208,959,000 | 210,787,000 |