Call reports 2014
AMERICAN HERITAGE NATIONAL BANK — 2014
What AMERICAN HERITAGE NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 225,179,000 | 223,586,000 | 228,792,000 | 244,283,000 |
| Total loans | 174,611,000 | 182,286,000 | 185,687,000 | 189,845,000 |
| Allowance for loan losses | 3,123,000 | 3,113,000 | 3,115,000 | 3,187,000 |
| Securities available for sale | 12,365,000 | 4,460,000 | 2,440,000 | 2,404,000 |
| Securities held to maturity | 4,955,000 | 4,785,000 | 4,927,000 | 4,639,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,624,000 | 195,479,000 | 199,941,000 | 215,948,000 |
| Interest-bearing deposits | 136,094,000 | 138,619,000 | 146,044,000 | 155,293,000 |
| Noninterest-bearing deposits | 61,530,000 | 56,860,000 | 53,897,000 | 60,655,000 |
| Equity capital | 26,639,000 | 27,393,000 | 28,096,000 | 27,904,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,129,000 | 4,415,000 | 6,703,000 | 9,041,000 |
| Interest expense | 167,000 | 322,000 | 491,000 | 660,000 |
| Net interest income | 1,962,000 | 4,093,000 | 6,212,000 | 8,381,000 |
| Noninterest income | 309,000 | 664,000 | 978,000 | 1,263,000 |
| Noninterest expense | 1,309,000 | 2,543,000 | 3,790,000 | 5,105,000 |
| Provision for loan losses | 0 | 0 | 0 | 70,000 |
| Pretax income | 962,000 | 2,214,000 | 3,400,000 | 4,469,000 |
| Income tax | 389,000 | 896,000 | 1,378,000 | 1,788,000 |
| Net income | 573,000 | 1,318,000 | 2,022,000 | 2,681,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,650,000 | 27,396,000 | 28,099,000 | 27,910,000 |
| Total capital | 28,787,000 | 29,593,000 | 30,330,000 | 30,169,000 |
| Risk-weighted assets | 169,967,000 | 174,873,000 | 177,586,000 | 179,810,000 |