Call reports 2012
AMERICAN HERITAGE NATIONAL BANK — 2012
What AMERICAN HERITAGE NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 205,446,000 | 208,744,000 | 207,006,000 | 231,392,000 |
| Total loans | 144,325,000 | 148,319,000 | 154,348,000 | 160,980,000 |
| Allowance for loan losses | 3,139,000 | 3,128,000 | 3,106,000 | 3,098,000 |
| Securities available for sale | 17,426,000 | 17,216,000 | 13,107,000 | 7,654,000 |
| Securities held to maturity | 1,594,000 | 1,939,000 | 5,307,000 | 7,208,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,064,000 | 183,132,000 | 180,655,000 | 206,160,000 |
| Interest-bearing deposits | 138,969,000 | 140,106,000 | 139,103,000 | 149,160,000 |
| Noninterest-bearing deposits | 41,095,000 | 43,026,000 | 41,552,000 | 57,000,000 |
| Equity capital | 24,485,000 | 24,992,000 | 25,572,000 | 24,790,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,114,000 | 4,255,000 | 6,469,000 | 8,822,000 |
| Interest expense | 351,000 | 683,000 | 972,000 | 1,246,000 |
| Net interest income | 1,763,000 | 3,572,000 | 5,497,000 | 7,576,000 |
| Noninterest income | 209,000 | 359,000 | 619,000 | 809,000 |
| Noninterest expense | 996,000 | 2,122,000 | 3,334,000 | 4,687,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 976,000 | 1,809,000 | 2,782,000 | 3,698,000 |
| Income tax | 395,000 | 732,000 | 1,125,000 | 1,466,000 |
| Net income | 581,000 | 1,077,000 | 1,657,000 | 2,232,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,487,000 | 24,984,000 | 25,562,000 | 24,788,000 |
| Total capital | 26,301,000 | 26,819,000 | 27,454,000 | 26,754,000 |
| Risk-weighted assets | 143,758,000 | 145,525,000 | 150,184,000 | 156,177,000 |