Call reports 2011
AMERICAN HERITAGE NATIONAL BANK — 2011
What AMERICAN HERITAGE NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 196,600,000 | 201,016,000 | 204,829,000 | 211,551,000 |
| Total loans | 145,808,000 | 146,196,000 | 142,928,000 | 146,806,000 |
| Allowance for loan losses | 2,790,000 | 2,621,000 | 2,612,000 | 3,138,000 |
| Securities available for sale | 25,943,000 | 19,020,000 | 19,766,000 | 19,196,000 |
| Securities held to maturity | 2,210,000 | 2,194,000 | 2,179,000 | 1,612,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,376,000 | 172,642,000 | 178,629,000 | 186,938,000 |
| Interest-bearing deposits | 136,847,000 | 133,777,000 | 134,151,000 | 142,666,000 |
| Noninterest-bearing deposits | 32,529,000 | 38,865,000 | 44,478,000 | 44,272,000 |
| Equity capital | 23,324,000 | 23,908,000 | 24,318,000 | 23,910,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,210,000 | 4,479,000 | 6,683,000 | 8,857,000 |
| Interest expense | 461,000 | 894,000 | 1,291,000 | 1,668,000 |
| Net interest income | 1,749,000 | 3,585,000 | 5,392,000 | 7,189,000 |
| Noninterest income | 214,000 | 408,000 | 402,000 | 287,000 |
| Noninterest expense | 991,000 | 2,125,000 | 3,233,000 | 4,881,000 |
| Provision for loan losses | 0 | 0 | 0 | 550,000 |
| Pretax income | 972,000 | 1,868,000 | 2,561,000 | 2,045,000 |
| Income tax | 250,000 | 613,000 | 893,000 | 780,000 |
| Net income | 722,000 | 1,255,000 | 1,668,000 | 1,265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,363,000 | 23,897,000 | 24,308,000 | 23,906,000 |
| Total capital | 25,236,000 | 25,717,000 | 26,116,000 | 25,754,000 |
| Risk-weighted assets | 148,916,000 | 148,600,000 | 143,849,000 | 146,579,000 |