Call reports 2005
AMERICAN HERITAGE NATIONAL BANK — 2005
What AMERICAN HERITAGE NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 170,090,000 | 183,389,000 | 190,758,000 | 193,089,000 |
| Total loans | 128,644,000 | 135,328,000 | 137,567,000 | 139,975,000 |
| Allowance for loan losses | 1,891,000 | 1,862,000 | 1,889,000 | 1,842,000 |
| Securities available for sale | 21,722,000 | 24,809,000 | 24,772,000 | 24,665,000 |
| Securities held to maturity | 4,201,000 | 3,917,000 | 3,534,000 | 2,136,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,086,000 | 145,119,000 | 153,746,000 | 160,529,000 |
| Interest-bearing deposits | 107,052,000 | 110,491,000 | 116,720,000 | 123,446,000 |
| Noninterest-bearing deposits | 34,034,000 | 34,628,000 | 37,026,000 | 37,083,000 |
| Equity capital | 16,948,000 | 17,619,000 | 18,371,000 | 17,774,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,272,000 | 4,783,000 | 7,385,000 | 10,143,000 |
| Interest expense | 484,000 | 1,071,000 | 1,785,000 | 2,693,000 |
| Net interest income | 1,788,000 | 3,712,000 | 5,600,000 | 7,450,000 |
| Noninterest income | 299,000 | 669,000 | 1,390,000 | 1,851,000 |
| Noninterest expense | 1,236,000 | 2,481,000 | 3,769,000 | 5,820,000 |
| Provision for loan losses | 30,000 | 60,000 | 70,000 | 70,000 |
| Pretax income | 821,000 | 1,840,000 | 3,151,000 | 3,411,000 |
| Income tax | 329,000 | 742,000 | 1,280,000 | 1,305,000 |
| Net income | 492,000 | 1,098,000 | 1,871,000 | 2,106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,111,000 | 17,717,000 | 18,490,000 | 17,944,000 |
| Total capital | 18,853,000 | 19,579,000 | 20,379,000 | 19,785,000 |
| Risk-weighted assets | 139,278,000 | 151,164,000 | 158,274,000 | 162,172,000 |
Machine access — free, no API key
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