Call reports 2019
STATE GUARANTY BANK — 2019
What STATE GUARANTY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 |
|---|---|
| Total assets | 54,034,000 |
| Total loans | 34,712,000 |
| Allowance for loan losses | 338,000 |
| Securities available for sale | 7,712,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 47,749,000 |
| Interest-bearing deposits | 40,060,000 |
| Noninterest-bearing deposits | 7,689,000 |
| Equity capital | 5,784,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 |
|---|---|
| Interest income | 573,000 |
| Interest expense | 98,000 |
| Net interest income | 475,000 |
| Noninterest income | 49,000 |
| Noninterest expense | 211,000 |
| Provision for loan losses | 15,000 |
| Pretax income | 298,000 |
| Income tax | 0 |
| Net income | 298,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 |
|---|---|
| Tier 1 capital | 5,742,000 |
| Total capital | 6,080,000 |
| Risk-weighted assets | 38,044,000 |