Call reports 2022
LIBERTY BANK AND TRUST COMPANY — 2022
What LIBERTY BANK AND TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,014,251,000 | 1,030,786,000 | 1,067,968,000 | 1,086,631,000 |
| Total loans | 501,488,000 | 511,126,000 | 519,821,000 | 534,425,000 |
| Allowance for loan losses | 6,917,000 | 7,189,000 | 7,116,000 | 6,977,000 |
| Securities available for sale | 276,093,000 | 376,407,000 | 411,239,000 | 412,225,000 |
| Securities held to maturity | 2,600,000 | 2,600,000 | 2,000,000 | 2,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 909,482,000 | 906,672,000 | 947,760,000 | 961,258,000 |
| Interest-bearing deposits | 637,884,000 | 600,246,000 | 609,891,000 | 626,775,000 |
| Noninterest-bearing deposits | 271,598,000 | 306,426,000 | 337,869,000 | 334,483,000 |
| Equity capital | 78,326,000 | 99,200,000 | 90,895,000 | 90,498,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 7,773,000 | 16,126,000 | 25,428,000 | 36,247,000 |
| Interest expense | 806,000 | 1,600,000 | 2,403,000 | 3,178,000 |
| Net interest income | 6,967,000 | 14,526,000 | 23,025,000 | 33,069,000 |
| Noninterest income | 1,696,000 | 3,390,000 | 5,280,000 | 8,504,000 |
| Noninterest expense | 6,438,000 | 13,041,000 | 20,736,000 | 31,045,000 |
| Provision for loan losses | 0 | 250,000 | 250,000 | 250,000 |
| Pretax income | 2,225,000 | 4,625,000 | 7,319,000 | 10,233,000 |
| Income tax | 0 | 0 | 0 | 1,943,000 |
| Net income | 2,225,000 | 4,625,000 | 7,319,000 | 8,290,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 84,522,000 | 111,556,000 | 112,557,000 | 107,705,000 |
| Total capital | 91,191,000 | 118,258,000 | 119,444,000 | 114,682,000 |
| Risk-weighted assets | 533,291,000 | 536,281,000 | 550,763,000 | 566,343,000 |