Call reports 2017
LIBERTY BANK AND TRUST COMPANY — 2017
What LIBERTY BANK AND TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 637,160,000 | 617,174,000 | 610,922,000 | 605,578,000 |
| Total loans | 284,050,000 | 286,703,000 | 292,353,000 | 318,024,000 |
| Allowance for loan losses | 6,719,000 | 6,659,000 | 6,376,000 | 6,102,000 |
| Securities available for sale | 286,624,000 | 260,690,000 | 233,771,000 | 195,816,000 |
| Securities held to maturity | 3,000,000 | 3,000,000 | 3,000,000 | 3,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 571,039,000 | 554,248,000 | 555,635,000 | 550,210,000 |
| Interest-bearing deposits | 453,054,000 | 438,734,000 | 433,369,000 | 430,323,000 |
| Noninterest-bearing deposits | 117,985,000 | 115,514,000 | 122,266,000 | 119,887,000 |
| Equity capital | 47,304,000 | 49,360,000 | 51,048,000 | 50,420,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 6,383,000 | 12,786,000 | 19,827,000 | 26,267,000 |
| Interest expense | 909,000 | 1,845,000 | 2,766,000 | 3,693,000 |
| Net interest income | 5,474,000 | 10,941,000 | 17,061,000 | 22,574,000 |
| Noninterest income | 877,000 | 2,475,000 | 3,495,000 | 6,071,000 |
| Noninterest expense | 5,678,000 | 11,655,000 | 17,723,000 | 24,353,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 673,000 | 1,549,000 | 2,273,000 | 3,624,000 |
| Income tax | 0 | 0 | 0 | 1,360,000 |
| Net income | 673,000 | 1,549,000 | 2,273,000 | 2,264,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,681,000 | 50,557,000 | 51,280,000 | 51,270,000 |
| Total capital | 53,710,000 | 54,767,000 | 55,364,000 | 55,550,000 |
| Risk-weighted assets | 319,650,000 | 334,368,000 | 324,439,000 | 340,578,000 |