Call reports 2025
FIRST NATIONAL BANK — 2025
What FIRST NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 364,679,000 | 357,726,000 | 362,040,000 | 370,221,000 |
| Total loans | 155,378,000 | 155,438,000 | 146,366,000 | 151,634,000 |
| Allowance for loan losses | 1,925,000 | 1,975,000 | 2,025,000 | 2,083,000 |
| Securities available for sale | 159,709,000 | 159,146,000 | 165,535,000 | 174,463,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 304,714,000 | 297,874,000 | 297,878,000 | 303,071,000 |
| Interest-bearing deposits | 185,579,000 | 183,291,000 | 181,727,000 | 189,170,000 |
| Noninterest-bearing deposits | 119,135,000 | 114,583,000 | 116,151,000 | 113,901,000 |
| Equity capital | 59,008,000 | 59,059,000 | 63,345,000 | 66,304,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,475,000 | 9,084,000 | 13,808,000 | 18,487,000 |
| Interest expense | 543,000 | 1,101,000 | 1,658,000 | 2,228,000 |
| Net interest income | 3,932,000 | 7,983,000 | 12,150,000 | 16,259,000 |
| Noninterest income | 893,000 | 1,567,000 | 2,439,000 | 3,252,000 |
| Noninterest expense | 2,631,000 | 4,997,000 | 7,395,000 | 9,726,000 |
| Provision for loan losses | 180,000 | 300,000 | 550,000 | 750,000 |
| Pretax income | 2,030,000 | 4,276,000 | 6,657,000 | 9,044,000 |
| Income tax | 145,000 | 239,000 | 385,000 | 531,000 |
| Net income | 1,885,000 | 4,037,000 | 6,272,000 | 8,513,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,529,000 | 66,905,000 | 68,240,000 | 70,481,000 |