Call reports 2024
FIRST NATIONAL BANK — 2024
What FIRST NATIONAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 364,031,000 | 350,527,000 | 354,274,000 | 356,325,000 |
| Total loans | 144,239,000 | 142,142,000 | 142,936,000 | 148,798,000 |
| Allowance for loan losses | 1,882,000 | 1,895,000 | 1,910,000 | 1,916,000 |
| Securities available for sale | 165,122,000 | 167,330,000 | 166,703,000 | 161,434,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 311,997,000 | 297,559,000 | 295,172,000 | 299,623,000 |
| Interest-bearing deposits | 183,567,000 | 175,481,000 | 176,696,000 | 184,728,000 |
| Noninterest-bearing deposits | 128,430,000 | 122,078,000 | 118,476,000 | 114,895,000 |
| Equity capital | 51,512,000 | 52,501,000 | 58,383,000 | 55,845,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,288,000 | 8,564,000 | 12,765,000 | 17,153,000 |
| Interest expense | 303,000 | 649,000 | 1,105,000 | 1,644,000 |
| Net interest income | 3,985,000 | 7,915,000 | 11,660,000 | 15,509,000 |
| Noninterest income | 817,000 | 1,629,000 | 2,438,000 | 3,276,000 |
| Noninterest expense | 2,233,000 | 4,406,000 | 6,845,000 | 9,383,000 |
| Provision for loan losses | 180,000 | 255,000 | 320,000 | 427,000 |
| Pretax income | 2,389,000 | 4,909,000 | 6,958,000 | 8,983,000 |
| Income tax | 157,000 | 285,000 | 433,000 | 548,000 |
| Net income | 2,232,000 | 4,624,000 | 6,525,000 | 8,435,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,326,000 | 62,575,000 | 63,618,000 | 65,528,000 |