Call reports 2023
FIRST NATIONAL BANK — 2023
What FIRST NATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 379,716,000 | 377,498,000 | 365,095,000 | 370,859,000 |
| Total loans | 133,574,000 | 133,062,000 | 136,490,000 | 146,569,000 |
| Allowance for loan losses | 1,746,000 | 1,755,000 | 1,780,000 | 1,825,000 |
| Securities available for sale | 167,263,000 | 160,201,000 | 163,170,000 | 169,076,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 331,679,000 | 331,653,000 | 321,383,000 | 318,559,000 |
| Interest-bearing deposits | 209,226,000 | 204,583,000 | 194,696,000 | 191,922,000 |
| Noninterest-bearing deposits | 122,453,000 | 127,069,000 | 126,687,000 | 126,637,000 |
| Equity capital | 47,655,000 | 45,581,000 | 43,094,000 | 51,952,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,040,000 | 8,225,000 | 12,519,000 | 16,842,000 |
| Interest expense | 174,000 | 367,000 | 585,000 | 827,000 |
| Net interest income | 3,866,000 | 7,858,000 | 11,934,000 | 16,015,000 |
| Noninterest income | 763,000 | 1,586,000 | 2,277,000 | 3,027,000 |
| Noninterest expense | 2,182,000 | 4,171,000 | 6,370,000 | 8,513,000 |
| Provision for loan losses | 35,000 | 95,000 | 250,000 | 400,000 |
| Pretax income | 2,412,000 | 5,178,000 | 7,591,000 | 10,129,000 |
| Income tax | 165,000 | 327,000 | 505,000 | 629,000 |
| Net income | 2,247,000 | 4,851,000 | 7,086,000 | 9,500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,825,000 | 57,365,000 | 58,637,000 | 61,051,000 |