Call reports 2022
FIRST NATIONAL BANK — 2022
What FIRST NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 392,032,000 | 388,903,000 | 382,083,000 | 383,633,000 |
| Total loans | 117,080,000 | 122,656,000 | 126,541,000 | 130,895,000 |
| Allowance for loan losses | 1,703,000 | 1,722,000 | 1,730,000 | 1,729,000 |
| Securities available for sale | 112,932,000 | 120,744,000 | 135,601,000 | 147,709,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 343,670,000 | 344,715,000 | 341,019,000 | 339,675,000 |
| Interest-bearing deposits | 204,874,000 | 217,474,000 | 213,925,000 | 214,977,000 |
| Noninterest-bearing deposits | 138,796,000 | 127,241,000 | 127,094,000 | 124,698,000 |
| Equity capital | 48,110,000 | 43,942,000 | 40,814,000 | 43,712,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,227,000 | 4,919,000 | 8,188,000 | 12,002,000 |
| Interest expense | 136,000 | 274,000 | 417,000 | 561,000 |
| Net interest income | 2,091,000 | 4,645,000 | 7,771,000 | 11,441,000 |
| Noninterest income | 773,000 | 1,574,000 | 2,344,000 | 2,734,000 |
| Noninterest expense | 1,893,000 | 3,956,000 | 6,018,000 | 7,879,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 135,000 |
| Pretax income | 941,000 | 2,203,000 | 4,007,000 | 6,161,000 |
| Income tax | 54,000 | 108,000 | 217,000 | 350,000 |
| Net income | 887,000 | 2,095,000 | 3,790,000 | 5,811,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,608,000 | 52,787,000 | 53,627,000 | 55,648,000 |