Call reports 2021
FIRST NATIONAL BANK — 2021
What FIRST NATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 357,511,000 | 364,186,000 | 373,817,000 | 388,321,000 |
| Total loans | 119,549,000 | 120,964,000 | 116,020,000 | 113,946,000 |
| Allowance for loan losses | 1,671,000 | 1,686,000 | 1,693,000 | 1,697,000 |
| Securities available for sale | 95,963,000 | 94,927,000 | 93,229,000 | 103,487,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 303,796,000 | 310,706,000 | 320,324,000 | 335,154,000 |
| Interest-bearing deposits | 192,709,000 | 199,258,000 | 201,266,000 | 205,364,000 |
| Noninterest-bearing deposits | 111,087,000 | 111,448,000 | 119,058,000 | 129,790,000 |
| Equity capital | 53,389,000 | 53,077,000 | 53,190,000 | 52,908,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,341,000 | 4,840,000 | 7,059,000 | 9,280,000 |
| Interest expense | 163,000 | 319,000 | 469,000 | 609,000 |
| Net interest income | 2,178,000 | 4,521,000 | 6,590,000 | 8,671,000 |
| Noninterest income | 680,000 | 1,368,000 | 2,110,000 | 2,846,000 |
| Noninterest expense | 1,892,000 | 3,926,000 | 5,881,000 | 8,062,000 |
| Provision for loan losses | 47,000 | 113,000 | 166,000 | 210,000 |
| Pretax income | 919,000 | 1,850,000 | 2,653,000 | 3,245,000 |
| Income tax | 59,000 | 113,000 | 168,000 | 170,000 |
| Net income | 860,000 | 1,737,000 | 2,485,000 | 3,075,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,433,000 | 51,270,000 | 51,554,000 | 52,144,000 |