Call reports 2020
FIRST NATIONAL BANK — 2020
What FIRST NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 300,206,000 | 319,555,000 | 322,427,000 | 340,024,000 |
| Total loans | 121,022,000 | 122,318,000 | 120,820,000 | 117,519,000 |
| Allowance for loan losses | 1,628,000 | 1,638,000 | 1,654,000 | 1,663,000 |
| Securities available for sale | 113,149,000 | 108,320,000 | 104,088,000 | 97,735,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 245,425,000 | 265,865,000 | 268,609,000 | 285,564,000 |
| Interest-bearing deposits | 160,980,000 | 167,752,000 | 173,838,000 | 181,962,000 |
| Noninterest-bearing deposits | 84,445,000 | 98,113,000 | 94,771,000 | 103,602,000 |
| Equity capital | 54,417,000 | 53,265,000 | 53,431,000 | 54,047,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,710,000 | 5,355,000 | 7,741,000 | 10,082,000 |
| Interest expense | 165,000 | 328,000 | 495,000 | 663,000 |
| Net interest income | 2,545,000 | 5,027,000 | 7,246,000 | 9,419,000 |
| Noninterest income | 616,000 | 1,174,000 | 1,785,000 | 2,412,000 |
| Noninterest expense | 1,822,000 | 3,831,000 | 5,649,000 | 7,644,000 |
| Provision for loan losses | 105,000 | 158,000 | 195,000 | 233,000 |
| Pretax income | 1,234,000 | 2,212,000 | 3,187,000 | 3,954,000 |
| Income tax | 74,000 | 116,000 | 178,000 | 207,000 |
| Net income | 1,160,000 | 2,096,000 | 3,009,000 | 3,747,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,321,000 | 50,074,000 | 50,395,000 | 51,128,000 |