Call reports 2019
FIRST NATIONAL BANK — 2019
What FIRST NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 289,115,000 | 287,477,000 | 283,707,000 | 295,787,000 |
| Total loans | 113,956,000 | 121,548,000 | 119,347,000 | 118,489,000 |
| Allowance for loan losses | 1,581,000 | 1,585,000 | 1,601,000 | 1,614,000 |
| Securities available for sale | 122,973,000 | 119,047,000 | 118,202,000 | 112,172,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 239,893,000 | 236,318,000 | 231,860,000 | 242,585,000 |
| Interest-bearing deposits | 161,108,000 | 156,851,000 | 153,770,000 | 160,004,000 |
| Noninterest-bearing deposits | 78,785,000 | 79,467,000 | 78,090,000 | 82,581,000 |
| Equity capital | 48,922,000 | 50,746,000 | 51,374,000 | 52,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,839,000 | 5,720,000 | 8,564,000 | 11,311,000 |
| Interest expense | 159,000 | 324,000 | 484,000 | 645,000 |
| Net interest income | 2,680,000 | 5,396,000 | 8,080,000 | 10,666,000 |
| Noninterest income | 608,000 | 1,238,000 | 1,892,000 | 2,501,000 |
| Noninterest expense | 1,869,000 | 3,887,000 | 5,802,000 | 7,755,000 |
| Provision for loan losses | 43,000 | 165,000 | 250,000 | 290,000 |
| Pretax income | 1,376,000 | 2,582,000 | 3,920,000 | 5,122,000 |
| Income tax | 69,000 | 145,000 | 221,000 | 297,000 |
| Net income | 1,307,000 | 2,437,000 | 3,699,000 | 4,825,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,146,000 | 50,170,000 | 50,785,000 | 51,890,000 |
| Total capital | 51,747,000 | 51,778,000 | 52,407,000 | 53,526,000 |
| Risk-weighted assets | 150,049,000 | 155,626,000 | 153,198,000 | 153,590,000 |