Call reports 2016
FIRST NATIONAL BANK — 2016
What FIRST NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 288,761,000 | 288,232,000 | 288,764,000 | 293,118,000 |
| Total loans | 120,142,000 | 121,200,000 | 122,473,000 | 126,993,000 |
| Allowance for loan losses | 1,414,000 | 1,432,000 | 1,416,000 | 1,437,000 |
| Securities available for sale | 138,010,000 | 139,024,000 | 133,097,000 | 132,241,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 242,087,000 | 240,291,000 | 240,574,000 | 247,114,000 |
| Interest-bearing deposits | 174,961,000 | 173,435,000 | 172,868,000 | 176,497,000 |
| Noninterest-bearing deposits | 67,126,000 | 66,856,000 | 67,706,000 | 70,617,000 |
| Equity capital | 46,234,000 | 47,242,000 | 47,358,000 | 45,201,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,601,000 | 5,268,000 | 7,916,000 | 10,581,000 |
| Interest expense | 143,000 | 284,000 | 426,000 | 565,000 |
| Net interest income | 2,458,000 | 4,984,000 | 7,490,000 | 10,016,000 |
| Noninterest income | 685,000 | 1,245,000 | 1,846,000 | 2,414,000 |
| Noninterest expense | 1,795,000 | 3,527,000 | 5,530,000 | 7,500,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 1,288,000 | 2,582,000 | 3,626,000 | 4,690,000 |
| Income tax | 63,000 | 141,000 | 231,000 | 260,000 |
| Net income | 1,225,000 | 2,441,000 | 3,395,000 | 4,430,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,292,000 | 44,369,000 | 44,801,000 | 45,751,000 |
| Total capital | 45,719,000 | 45,813,000 | 46,230,000 | 47,203,000 |
| Risk-weighted assets | 152,830,000 | 152,507,000 | 153,246,000 | 158,565,000 |