Call reports 2015
FIRST NATIONAL BANK — 2015
What FIRST NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 289,013,000 | 283,185,000 | 278,486,000 | 283,665,000 |
| Total loans | 109,919,000 | 114,346,000 | 116,789,000 | 116,974,000 |
| Allowance for loan losses | 1,120,000 | 1,160,000 | 1,131,000 | 1,164,000 |
| Securities available for sale | 143,065,000 | 141,481,000 | 134,016,000 | 134,665,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 243,961,000 | 239,418,000 | 233,317,000 | 238,200,000 |
| Interest-bearing deposits | 177,544,000 | 176,954,000 | 170,353,000 | 172,171,000 |
| Noninterest-bearing deposits | 66,417,000 | 62,464,000 | 62,964,000 | 66,029,000 |
| Equity capital | 44,591,000 | 43,330,000 | 44,617,000 | 44,652,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,492,000 | 5,136,000 | 7,735,000 | 10,325,000 |
| Interest expense | 167,000 | 327,000 | 471,000 | 612,000 |
| Net interest income | 2,325,000 | 4,809,000 | 7,264,000 | 9,713,000 |
| Noninterest income | 582,000 | 1,110,000 | 1,694,000 | 2,287,000 |
| Noninterest expense | 1,910,000 | 3,698,000 | 5,691,000 | 7,868,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 937,000 | 2,101,000 | 3,087,000 | 3,892,000 |
| Income tax | 68,000 | 128,000 | 201,000 | 226,000 |
| Net income | 869,000 | 1,973,000 | 2,886,000 | 3,666,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,996,000 | 42,208,000 | 42,709,000 | 43,488,000 |
| Total capital | 43,129,000 | 43,380,000 | 43,855,000 | 44,665,000 |
| Risk-weighted assets | 141,794,000 | 147,228,000 | 148,847,000 | 149,126,000 |