Call reports 2014
FIRST NATIONAL BANK — 2014
What FIRST NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 279,817,000 | 278,334,000 | 284,133,000 | 282,596,000 |
| Total loans | 113,147,000 | 112,728,000 | 111,734,000 | 110,630,000 |
| Allowance for loan losses | 1,035,000 | 1,040,000 | 1,088,000 | 1,094,000 |
| Securities available for sale | 142,380,000 | 141,458,000 | 140,602,000 | 138,773,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 231,326,000 | 228,392,000 | 233,341,000 | 238,347,000 |
| Interest-bearing deposits | 172,497,000 | 169,386,000 | 167,958,000 | 176,373,000 |
| Noninterest-bearing deposits | 58,829,000 | 59,006,000 | 65,383,000 | 61,974,000 |
| Equity capital | 40,102,000 | 41,669,000 | 42,239,000 | 43,604,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,614,000 | 5,295,000 | 7,911,000 | 10,498,000 |
| Interest expense | 223,000 | 429,000 | 633,000 | 874,000 |
| Net interest income | 2,391,000 | 4,866,000 | 7,278,000 | 9,624,000 |
| Noninterest income | 656,000 | 1,327,000 | 1,961,000 | 2,572,000 |
| Noninterest expense | 1,961,000 | 3,710,000 | 5,624,000 | 7,398,000 |
| Provision for loan losses | 20,000 | 80,000 | 210,000 | 240,000 |
| Pretax income | 1,066,000 | 2,403,000 | 3,405,000 | 4,558,000 |
| Income tax | 76,000 | 146,000 | 213,000 | 283,000 |
| Net income | 990,000 | 2,257,000 | 3,192,000 | 4,275,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,729,000 | 40,252,000 | 40,757,000 | 41,636,000 |
| Total capital | 40,768,000 | 41,304,000 | 41,863,000 | 42,745,000 |
| Risk-weighted assets | 139,324,000 | 141,893,000 | 142,055,000 | 143,062,000 |