Call reports 2013
FIRST NATIONAL BANK — 2013
What FIRST NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 285,367,000 | 278,283,000 | 276,305,000 | 278,580,000 |
| Total loans | 111,232,000 | 111,024,000 | 111,448,000 | 115,107,000 |
| Allowance for loan losses | 1,098,000 | 1,122,000 | 988,000 | 1,054,000 |
| Securities available for sale | 141,484,000 | 144,038,000 | 139,422,000 | 136,411,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,551,000 | 224,563,000 | 223,072,000 | 227,021,000 |
| Interest-bearing deposits | 175,563,000 | 170,335,000 | 169,787,000 | 171,298,000 |
| Noninterest-bearing deposits | 53,988,000 | 54,227,000 | 53,285,000 | 55,723,000 |
| Equity capital | 40,660,000 | 38,692,000 | 37,947,000 | 38,575,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,647,000 | 5,351,000 | 7,980,000 | 10,672,000 |
| Interest expense | 298,000 | 572,000 | 833,000 | 1,077,000 |
| Net interest income | 2,349,000 | 4,779,000 | 7,147,000 | 9,595,000 |
| Noninterest income | 612,000 | 1,224,000 | 1,877,000 | 2,501,000 |
| Noninterest expense | 1,874,000 | 3,596,000 | 5,522,000 | 7,295,000 |
| Provision for loan losses | 90,000 | 150,000 | 150,000 | 240,000 |
| Pretax income | 997,000 | 2,257,000 | 3,352,000 | 4,561,000 |
| Income tax | 76,000 | 155,000 | 245,000 | 305,000 |
| Net income | 921,000 | 2,102,000 | 3,107,000 | 4,256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,333,000 | 37,839,000 | 38,290,000 | 39,234,000 |
| Total capital | 38,438,000 | 38,966,000 | 39,283,000 | 40,293,000 |
| Risk-weighted assets | 140,047,000 | 138,621,000 | 137,696,000 | 142,091,000 |