Call reports 2012
FIRST NATIONAL BANK — 2012
What FIRST NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 285,786,000 | 286,666,000 | 281,044,000 | 286,786,000 |
| Total loans | 106,592,000 | 103,981,000 | 105,921,000 | 107,390,000 |
| Allowance for loan losses | 1,509,000 | 1,234,000 | 1,186,000 | 1,045,000 |
| Securities available for sale | 150,724,000 | 158,417,000 | 149,836,000 | 137,505,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 226,685,000 | 226,653,000 | 220,173,000 | 228,050,000 |
| Interest-bearing deposits | 173,938,000 | 173,799,000 | 169,536,000 | 174,088,000 |
| Noninterest-bearing deposits | 52,748,000 | 52,854,000 | 50,637,000 | 53,962,000 |
| Equity capital | 39,291,000 | 40,195,000 | 40,865,000 | 40,922,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,953,000 | 5,900,000 | 8,740,000 | 11,469,000 |
| Interest expense | 431,000 | 836,000 | 1,200,000 | 1,524,000 |
| Net interest income | 2,522,000 | 5,064,000 | 7,540,000 | 9,945,000 |
| Noninterest income | 512,000 | 1,024,000 | 1,415,000 | 2,043,000 |
| Noninterest expense | 1,785,000 | 3,628,000 | 5,355,000 | 7,237,000 |
| Provision for loan losses | 38,000 | 113,000 | 113,000 | 112,000 |
| Pretax income | 1,479,000 | 2,615,000 | 3,755,000 | 4,910,000 |
| Income tax | 72,000 | 195,000 | 301,000 | 440,000 |
| Net income | 1,407,000 | 2,420,000 | 3,454,000 | 4,470,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,284,000 | 36,256,000 | 36,582,000 | 37,017,000 |
| Total capital | 37,793,000 | 37,490,000 | 37,768,000 | 38,062,000 |
| Risk-weighted assets | 149,612,000 | 148,335,000 | 137,557,000 | 138,911,000 |