Call reports 2010
FIRST NATIONAL BANK — 2010
What FIRST NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 276,232,000 | 277,980,000 | 274,801,000 | 271,999,000 |
| Total loans | 118,232,000 | 116,930,000 | 114,897,000 | 113,402,000 |
| Allowance for loan losses | 1,588,000 | 1,659,000 | 1,592,000 | 1,642,000 |
| Securities available for sale | 128,625,000 | 133,321,000 | 132,408,000 | 131,377,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,618,000 | 219,761,000 | 215,355,000 | 213,935,000 |
| Interest-bearing deposits | 176,771,000 | 177,384,000 | 172,067,000 | 168,835,000 |
| Noninterest-bearing deposits | 42,847,000 | 42,377,000 | 43,289,000 | 45,100,000 |
| Equity capital | 31,642,000 | 33,508,000 | 34,672,000 | 33,199,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,261,000 | 6,458,000 | 9,719,000 | 12,770,000 |
| Interest expense | 753,000 | 1,476,000 | 2,148,000 | 2,773,000 |
| Net interest income | 2,508,000 | 4,982,000 | 7,571,000 | 9,997,000 |
| Noninterest income | 464,000 | 978,000 | 1,439,000 | 1,958,000 |
| Noninterest expense | 1,690,000 | 3,449,000 | 5,132,000 | 7,049,000 |
| Provision for loan losses | 171,000 | 428,000 | 485,000 | 691,000 |
| Pretax income | 1,414,000 | 2,385,000 | 3,890,000 | 4,834,000 |
| Income tax | 69,000 | 139,000 | 210,000 | 280,000 |
| Net income | 1,345,000 | 2,246,000 | 3,680,000 | 4,554,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,276,000 | 30,876,000 | 31,810,000 | 32,488,000 |
| Total capital | 31,864,000 | 32,535,000 | 33,402,000 | 34,130,000 |
| Risk-weighted assets | 151,951,000 | 153,421,000 | 152,645,000 | 150,954,000 |