Call reports 2009
FIRST NATIONAL BANK — 2009
What FIRST NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 267,276,000 | 259,182,000 | 253,003,000 | 271,720,000 |
| Total loans | 133,825,000 | 131,801,000 | 126,872,000 | 123,446,000 |
| Allowance for loan losses | 1,702,000 | 1,629,000 | 1,633,000 | 1,722,000 |
| Securities available for sale | 116,060,000 | 107,069,000 | 107,630,000 | 121,920,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 224,461,000 | 216,304,000 | 208,182,000 | 215,500,000 |
| Interest-bearing deposits | 184,741,000 | 177,491,000 | 169,306,000 | 173,068,000 |
| Noninterest-bearing deposits | 39,720,000 | 38,814,000 | 38,877,000 | 42,432,000 |
| Equity capital | 29,074,000 | 28,738,000 | 30,663,000 | 31,470,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,552,000 | 7,013,000 | 10,354,000 | 13,723,000 |
| Interest expense | 1,036,000 | 1,956,000 | 2,778,000 | 3,565,000 |
| Net interest income | 2,516,000 | 5,057,000 | 7,576,000 | 10,158,000 |
| Noninterest income | 441,000 | 897,000 | 1,406,000 | 1,865,000 |
| Noninterest expense | 1,751,000 | 3,529,000 | 5,259,000 | 6,968,000 |
| Provision for loan losses | 167,000 | 381,000 | 615,000 | 786,000 |
| Pretax income | 1,034,000 | 2,176,000 | 3,537,000 | 4,698,000 |
| Income tax | 256,000 | 326,000 | 397,000 | 467,000 |
| Net income | 778,000 | 1,850,000 | 3,140,000 | 4,231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,774,000 | 28,126,000 | 28,879,000 | 29,793,000 |
| Total capital | 29,476,000 | 29,755,000 | 30,512,000 | 31,515,000 |
| Risk-weighted assets | 162,684,000 | 156,418,000 | 152,077,000 | 153,840,000 |