Call reports 2004
FIRST NATIONAL BANK — 2004
What FIRST NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 221,843,000 | 223,150,000 | 221,281,000 | 218,465,000 |
| Total loans | 122,363,000 | 124,904,000 | 129,378,000 | 131,471,000 |
| Allowance for loan losses | 1,202,000 | 1,181,000 | 1,204,000 | 1,188,000 |
| Securities available for sale | 80,968,000 | 79,434,000 | 75,234,000 | 71,541,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,561,000 | 193,044,000 | 189,152,000 | 187,175,000 |
| Interest-bearing deposits | 158,528,000 | 159,527,000 | 156,229,000 | 154,356,000 |
| Noninterest-bearing deposits | 31,033,000 | 33,517,000 | 32,923,000 | 32,819,000 |
| Equity capital | 21,183,000 | 20,019,000 | 21,991,000 | 21,756,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,971,000 | 5,983,000 | 9,161,000 | 12,289,000 |
| Interest expense | 839,000 | 1,696,000 | 2,575,000 | 3,469,000 |
| Net interest income | 2,132,000 | 4,287,000 | 6,586,000 | 8,820,000 |
| Noninterest income | 400,000 | 795,000 | 1,253,000 | 1,616,000 |
| Noninterest expense | 1,448,000 | 2,869,000 | 4,324,000 | 5,807,000 |
| Provision for loan losses | 140,000 | 195,000 | 305,000 | 385,000 |
| Pretax income | 944,000 | 2,019,000 | 3,257,000 | 4,292,000 |
| Income tax | 266,000 | 578,000 | 973,000 | 1,395,000 |
| Net income | 678,000 | 1,441,000 | 2,284,000 | 2,897,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,111,000 | 18,772,000 | 19,693,000 | 19,783,000 |
| Total capital | 19,313,000 | 19,953,000 | 20,897,000 | 20,971,000 |
| Risk-weighted assets | 127,813,000 | 132,414,000 | 134,138,000 | 135,573,000 |
Machine access — free, no API key
Every figure shown here about FIRST NATIONAL BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.