Call reports 2019
TEXAS STAR BANK — 2019
What TEXAS STAR BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 |
|---|---|---|
| Total assets | 380,950,000 | 383,132,000 |
| Total loans | 330,820,000 | 330,133,000 |
| Allowance for loan losses | 3,478,000 | 3,507,000 |
| Securities available for sale | 9,000 | 0 |
| Securities held to maturity | 15,501,000 | 15,450,000 |
| Trading assets | 0 | 0 |
| Total deposits | 331,283,000 | 337,560,000 |
| Interest-bearing deposits | 221,936,000 | 216,680,000 |
| Noninterest-bearing deposits | 109,347,000 | 120,880,000 |
| Equity capital | 46,886,000 | 42,626,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 |
|---|---|---|
| Interest income | 5,261,000 | 10,767,000 |
| Interest expense | 431,000 | 912,000 |
| Net interest income | 4,830,000 | 9,855,000 |
| Noninterest income | 599,000 | 1,209,000 |
| Noninterest expense | 2,712,000 | 5,815,000 |
| Provision for loan losses | 180,000 | 250,000 |
| Pretax income | 2,537,000 | 4,999,000 |
| Income tax | 533,000 | 1,069,000 |
| Net income | 2,004,000 | 3,930,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 |
|---|---|---|
| Tier 1 capital | 46,886,000 | 42,626,000 |
| Total capital | 50,364,000 | 46,133,000 |
| Risk-weighted assets | 325,727,000 | 325,792,000 |