Call reports 2018
TEXAS STAR BANK — 2018
What TEXAS STAR BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 381,800,000 | 382,781,000 | 375,974,000 | 377,840,000 |
| Total loans | 290,696,000 | 296,510,000 | 310,156,000 | 317,237,000 |
| Allowance for loan losses | 3,464,000 | 3,548,000 | 3,519,000 | 3,343,000 |
| Securities available for sale | 15,000 | 13,000 | 11,000 | 10,000 |
| Securities held to maturity | 15,681,000 | 15,636,000 | 15,590,000 | 15,546,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 332,715,000 | 332,225,000 | 328,253,000 | 329,057,000 |
| Interest-bearing deposits | 218,749,000 | 219,549,000 | 213,031,000 | 215,258,000 |
| Noninterest-bearing deposits | 113,966,000 | 112,676,000 | 115,222,000 | 113,799,000 |
| Equity capital | 41,840,000 | 43,559,000 | 44,884,000 | 46,853,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,605,000 | 9,429,000 | 14,508,000 | 19,722,000 |
| Interest expense | 374,000 | 733,000 | 1,101,000 | 1,468,000 |
| Net interest income | 4,231,000 | 8,696,000 | 13,407,000 | 18,254,000 |
| Noninterest income | 641,000 | 1,363,000 | 2,158,000 | 2,836,000 |
| Noninterest expense | 2,515,000 | 5,372,000 | 8,059,000 | 11,035,000 |
| Provision for loan losses | 80,000 | 240,000 | 375,000 | 430,000 |
| Pretax income | 2,277,000 | 4,447,000 | 7,131,000 | 9,625,000 |
| Income tax | 473,000 | 924,000 | 1,483,000 | 2,007,000 |
| Net income | 1,804,000 | 3,523,000 | 5,648,000 | 7,618,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,840,000 | 43,559,000 | 44,884,000 | 46,853,000 |
| Total capital | 45,304,000 | 47,107,000 | 48,403,000 | 50,196,000 |
| Risk-weighted assets | 296,879,000 | 300,625,000 | 312,105,000 | 315,852,000 |