Call reports 2017
TEXAS STAR BANK — 2017
What TEXAS STAR BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 360,351,000 | 366,201,000 | 381,245,000 | 390,230,000 |
| Total loans | 275,518,000 | 276,934,000 | 289,073,000 | 286,969,000 |
| Allowance for loan losses | 3,325,000 | 3,324,000 | 3,318,000 | 3,373,000 |
| Securities available for sale | 24,000 | 20,000 | 18,000 | 17,000 |
| Securities held to maturity | 15,862,000 | 15,818,000 | 15,772,000 | 15,725,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 316,698,000 | 321,490,000 | 333,205,000 | 341,618,000 |
| Interest-bearing deposits | 218,321,000 | 218,319,000 | 226,367,000 | 230,092,000 |
| Noninterest-bearing deposits | 98,377,000 | 103,171,000 | 106,838,000 | 111,526,000 |
| Equity capital | 37,980,000 | 39,307,000 | 40,514,000 | 41,348,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,310,000 | 8,764,000 | 13,292,000 | 17,952,000 |
| Interest expense | 356,000 | 710,000 | 1,075,000 | 1,455,000 |
| Net interest income | 3,954,000 | 8,054,000 | 12,217,000 | 16,497,000 |
| Noninterest income | 634,000 | 1,315,000 | 2,004,000 | 2,673,000 |
| Noninterest expense | 2,622,000 | 5,312,000 | 8,124,000 | 11,073,000 |
| Provision for loan losses | 150,000 | 200,000 | 380,000 | 420,000 |
| Pretax income | 1,816,000 | 3,857,000 | 5,717,000 | 7,677,000 |
| Income tax | 619,000 | 1,333,000 | 1,985,000 | 3,111,000 |
| Net income | 1,197,000 | 2,524,000 | 3,732,000 | 4,566,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,980,000 | 39,307,000 | 40,514,000 | 41,348,000 |
| Total capital | 41,305,000 | 42,631,000 | 43,832,000 | 44,721,000 |
| Risk-weighted assets | 284,775,000 | 289,380,000 | 299,910,000 | 297,120,000 |