Call reports 2016
TEXAS STAR BANK — 2016
What TEXAS STAR BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 350,534,000 | 358,743,000 | 352,081,000 | 356,687,000 |
| Total loans | 248,734,000 | 259,015,000 | 269,249,000 | 268,347,000 |
| Allowance for loan losses | 2,938,000 | 3,106,000 | 3,283,000 | 3,240,000 |
| Securities available for sale | 29,000 | 28,000 | 27,000 | 25,000 |
| Securities held to maturity | 14,946,000 | 14,954,000 | 15,952,000 | 15,907,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 307,047,000 | 314,394,000 | 306,387,000 | 312,446,000 |
| Interest-bearing deposits | 211,188,000 | 218,896,000 | 213,463,000 | 215,968,000 |
| Noninterest-bearing deposits | 95,859,000 | 95,498,000 | 92,924,000 | 96,478,000 |
| Equity capital | 34,637,000 | 35,732,000 | 36,944,000 | 38,195,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,870,000 | 7,922,000 | 12,260,000 | 16,548,000 |
| Interest expense | 386,000 | 780,000 | 1,183,000 | 1,576,000 |
| Net interest income | 3,484,000 | 7,142,000 | 11,077,000 | 14,972,000 |
| Noninterest income | 614,000 | 1,299,000 | 1,961,000 | 2,622,000 |
| Noninterest expense | 2,476,000 | 4,979,000 | 7,564,000 | 10,171,000 |
| Provision for loan losses | 170,000 | 360,000 | 540,000 | 600,000 |
| Pretax income | 1,452,000 | 3,102,000 | 4,934,000 | 6,823,000 |
| Income tax | 485,000 | 1,040,000 | 1,660,000 | 2,298,000 |
| Net income | 967,000 | 2,062,000 | 3,274,000 | 4,525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,637,000 | 35,732,000 | 36,944,000 | 38,195,000 |
| Total capital | 37,575,000 | 38,838,000 | 40,227,000 | 41,435,000 |
| Risk-weighted assets | 261,625,000 | 270,715,000 | 279,321,000 | 277,809,000 |