Call reports 2015
TEXAS STAR BANK — 2015
What TEXAS STAR BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 337,456,000 | 333,341,000 | 344,717,000 | 342,602,000 |
| Total loans | 228,287,000 | 228,659,000 | 228,932,000 | 236,612,000 |
| Allowance for loan losses | 2,726,000 | 2,679,000 | 2,792,000 | 2,771,000 |
| Securities available for sale | 35,000 | 33,000 | 32,000 | 30,000 |
| Securities held to maturity | 14,915,000 | 14,923,000 | 14,930,000 | 14,938,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 297,033,000 | 293,712,000 | 302,207,000 | 299,414,000 |
| Interest-bearing deposits | 212,772,000 | 211,283,000 | 212,926,000 | 209,593,000 |
| Noninterest-bearing deposits | 84,261,000 | 82,429,000 | 89,281,000 | 89,821,000 |
| Equity capital | 31,847,000 | 32,694,000 | 33,334,000 | 34,397,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,531,000 | 7,083,000 | 10,720,000 | 14,427,000 |
| Interest expense | 395,000 | 789,000 | 1,177,000 | 1,564,000 |
| Net interest income | 3,136,000 | 6,294,000 | 9,543,000 | 12,863,000 |
| Noninterest income | 593,000 | 1,214,000 | 1,881,000 | 2,519,000 |
| Noninterest expense | 2,451,000 | 4,810,000 | 7,367,000 | 9,676,000 |
| Provision for loan losses | 150,000 | 300,000 | 400,000 | 450,000 |
| Pretax income | 1,128,000 | 2,398,000 | 3,657,000 | 5,256,000 |
| Income tax | 374,000 | 797,000 | 1,216,000 | 1,751,000 |
| Net income | 754,000 | 1,601,000 | 2,441,000 | 3,505,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,847,000 | 32,694,000 | 33,334,000 | 34,397,000 |
| Total capital | 34,573,000 | 35,373,000 | 36,126,000 | 37,168,000 |
| Risk-weighted assets | 244,061,000 | 238,246,000 | 245,904,000 | 250,350,000 |