Call reports 2014
TEXAS STAR BANK — 2014
What TEXAS STAR BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 313,697,000 | 320,750,000 | 325,423,000 | 324,438,000 |
| Total loans | 203,500,000 | 205,136,000 | 212,073,000 | 231,241,000 |
| Allowance for loan losses | 2,918,000 | 2,891,000 | 2,876,000 | 2,624,000 |
| Securities available for sale | 40,000 | 39,000 | 38,000 | 37,000 |
| Securities held to maturity | 14,886,000 | 14,892,000 | 14,899,000 | 14,907,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 278,636,000 | 285,293,000 | 285,293,000 | 282,225,000 |
| Interest-bearing deposits | 203,824,000 | 210,194,000 | 207,473,000 | 203,911,000 |
| Noninterest-bearing deposits | 74,812,000 | 75,099,000 | 77,820,000 | 78,314,000 |
| Equity capital | 29,339,000 | 29,821,000 | 30,581,000 | 31,443,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,150,000 | 6,403,000 | 9,753,000 | 13,259,000 |
| Interest expense | 415,000 | 842,000 | 1,289,000 | 1,750,000 |
| Net interest income | 2,735,000 | 5,561,000 | 8,464,000 | 11,509,000 |
| Noninterest income | 656,000 | 1,348,000 | 2,026,000 | 2,721,000 |
| Noninterest expense | 2,513,000 | 4,933,000 | 7,376,000 | 9,820,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 878,000 | 1,976,000 | 3,114,000 | 4,410,000 |
| Income tax | 290,000 | 656,000 | 1,034,000 | 1,468,000 |
| Net income | 588,000 | 1,320,000 | 2,080,000 | 2,942,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,339,000 | 29,821,000 | 30,581,000 | 31,443,000 |
| Total capital | 32,003,000 | 32,511,000 | 33,374,000 | 34,067,000 |
| Risk-weighted assets | 212,895,000 | 214,976,000 | 223,372,000 | 238,967,000 |