Call reports 2013
TEXAS STAR BANK — 2013
What TEXAS STAR BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 304,771,000 | 307,349,000 | 316,842,000 | 321,099,000 |
| Total loans | 207,277,000 | 208,709,000 | 199,369,000 | 199,707,000 |
| Allowance for loan losses | 3,160,000 | 3,531,000 | 2,957,000 | 2,940,000 |
| Securities available for sale | 10,059,000 | 10,054,000 | 12,048,000 | 2,042,000 |
| Securities held to maturity | 27,000 | 26,000 | 25,000 | 14,878,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 269,689,000 | 271,950,000 | 281,799,000 | 286,667,000 |
| Interest-bearing deposits | 205,810,000 | 202,966,000 | 211,342,000 | 218,047,000 |
| Noninterest-bearing deposits | 63,879,000 | 68,984,000 | 70,457,000 | 68,620,000 |
| Equity capital | 27,232,000 | 27,265,000 | 28,005,000 | 28,751,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,240,000 | 6,520,000 | 9,699,000 | 12,838,000 |
| Interest expense | 450,000 | 890,000 | 1,316,000 | 1,744,000 |
| Net interest income | 2,790,000 | 5,630,000 | 8,383,000 | 11,094,000 |
| Noninterest income | 663,000 | 1,361,000 | 2,238,000 | 3,009,000 |
| Noninterest expense | 2,539,000 | 4,547,000 | 7,030,000 | 9,386,000 |
| Provision for loan losses | 100,000 | 600,000 | 630,000 | 630,000 |
| Pretax income | 814,000 | 1,844,000 | 2,961,000 | 4,087,000 |
| Income tax | 270,000 | 615,000 | 989,000 | 1,366,000 |
| Net income | 544,000 | 1,229,000 | 1,972,000 | 2,721,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,224,000 | 27,259,000 | 28,002,000 | 28,751,000 |
| Total capital | 29,860,000 | 29,931,000 | 30,617,000 | 31,407,000 |
| Risk-weighted assets | 210,343,000 | 212,888,000 | 208,819,000 | 212,168,000 |