Call reports 2012
TEXAS STAR BANK — 2012
What TEXAS STAR BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 289,421,000 | 304,837,000 | 312,516,000 | 302,150,000 |
| Total loans | 209,376,000 | 205,602,000 | 209,582,000 | 207,940,000 |
| Allowance for loan losses | 3,164,000 | 3,112,000 | 3,034,000 | 3,064,000 |
| Securities available for sale | 10,080,000 | 10,079,000 | 10,083,000 | 10,067,000 |
| Securities held to maturity | 31,000 | 30,000 | 29,000 | 28,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 261,567,000 | 272,788,000 | 278,073,000 | 267,870,000 |
| Interest-bearing deposits | 204,716,000 | 216,226,000 | 215,235,000 | 205,028,000 |
| Noninterest-bearing deposits | 56,851,000 | 56,562,000 | 62,838,000 | 62,842,000 |
| Equity capital | 24,301,000 | 25,080,000 | 25,825,000 | 26,690,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,495,000 | 6,936,000 | 10,377,000 | 13,843,000 |
| Interest expense | 630,000 | 1,202,000 | 1,791,000 | 2,315,000 |
| Net interest income | 2,865,000 | 5,734,000 | 8,586,000 | 11,528,000 |
| Noninterest income | 774,000 | 1,617,000 | 2,494,000 | 3,338,000 |
| Noninterest expense | 2,494,000 | 5,047,000 | 7,556,000 | 10,033,000 |
| Provision for loan losses | 240,000 | 240,000 | 350,000 | 350,000 |
| Pretax income | 905,000 | 2,064,000 | 3,174,000 | 4,483,000 |
| Income tax | 297,000 | 682,000 | 1,050,000 | 1,486,000 |
| Net income | 608,000 | 1,382,000 | 2,124,000 | 2,997,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,290,000 | 25,064,000 | 25,806,000 | 26,680,000 |
| Total capital | 26,917,000 | 27,702,000 | 28,482,000 | 29,311,000 |
| Risk-weighted assets | 209,592,000 | 210,597,000 | 213,694,000 | 210,087,000 |