Call reports 2011
TEXAS STAR BANK — 2011
What TEXAS STAR BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 261,886,000 | 265,491,000 | 269,065,000 | 282,834,000 |
| Total loans | 203,954,000 | 206,274,000 | 207,541,000 | 209,136,000 |
| Allowance for loan losses | 2,750,000 | 2,733,000 | 2,727,000 | 2,998,000 |
| Securities available for sale | 9,056,000 | 8,066,000 | 8,066,000 | 10,047,000 |
| Securities held to maturity | 36,000 | 35,000 | 33,000 | 32,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 235,502,000 | 238,655,000 | 241,396,000 | 254,989,000 |
| Interest-bearing deposits | 187,458,000 | 187,045,000 | 188,293,000 | 202,395,000 |
| Noninterest-bearing deposits | 48,044,000 | 51,610,000 | 53,103,000 | 52,594,000 |
| Equity capital | 22,270,000 | 22,907,000 | 23,570,000 | 24,321,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,393,000 | 6,828,000 | 10,342,000 | 13,824,000 |
| Interest expense | 665,000 | 1,286,000 | 1,908,000 | 2,569,000 |
| Net interest income | 2,728,000 | 5,542,000 | 8,434,000 | 11,255,000 |
| Noninterest income | 859,000 | 1,741,000 | 2,660,000 | 3,535,000 |
| Noninterest expense | 2,407,000 | 4,859,000 | 7,353,000 | 9,758,000 |
| Provision for loan losses | 255,000 | 550,000 | 875,000 | 1,025,000 |
| Pretax income | 925,000 | 1,874,000 | 2,866,000 | 4,007,000 |
| Income tax | 305,000 | 618,000 | 945,000 | 1,322,000 |
| Net income | 620,000 | 1,256,000 | 1,921,000 | 2,685,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,267,000 | 22,903,000 | 23,568,000 | 24,332,000 |
| Total capital | 24,756,000 | 25,429,000 | 26,119,000 | 26,944,000 |
| Risk-weighted assets | 198,865,000 | 201,885,000 | 203,880,000 | 208,604,000 |