Call reports 2010
TEXAS STAR BANK — 2010
What TEXAS STAR BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 243,995,000 | 255,470,000 | 262,023,000 | 261,472,000 |
| Total loans | 199,559,000 | 195,370,000 | 199,115,000 | 203,268,000 |
| Allowance for loan losses | 2,864,000 | 2,619,000 | 2,320,000 | 2,535,000 |
| Securities available for sale | 4,093,000 | 3,091,000 | 3,072,000 | 5,059,000 |
| Securities held to maturity | 341,000 | 340,000 | 338,000 | 337,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,038,000 | 230,363,000 | 236,299,000 | 235,049,000 |
| Interest-bearing deposits | 178,160,000 | 182,990,000 | 186,350,000 | 187,607,000 |
| Noninterest-bearing deposits | 40,878,000 | 47,373,000 | 49,949,000 | 47,442,000 |
| Equity capital | 20,198,000 | 20,822,000 | 21,438,000 | 22,297,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,402,000 | 6,746,000 | 10,155,000 | 13,609,000 |
| Interest expense | 862,000 | 1,631,000 | 2,364,000 | 3,084,000 |
| Net interest income | 2,540,000 | 5,115,000 | 7,791,000 | 10,525,000 |
| Noninterest income | 812,000 | 1,687,000 | 2,538,000 | 3,544,000 |
| Noninterest expense | 2,392,000 | 4,743,000 | 7,182,000 | 9,330,000 |
| Provision for loan losses | 300,000 | 500,000 | 700,000 | 1,035,000 |
| Pretax income | 660,000 | 1,559,000 | 2,447,000 | 3,704,000 |
| Income tax | 214,000 | 509,000 | 801,000 | 1,218,000 |
| Net income | 446,000 | 1,050,000 | 1,646,000 | 2,486,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,197,000 | 20,821,000 | 21,437,000 | 22,297,000 |
| Total capital | 22,629,000 | 23,230,000 | 23,757,000 | 24,799,000 |
| Risk-weighted assets | 194,160,000 | 192,549,000 | 197,439,000 | 200,095,000 |