Call reports 2009
TEXAS STAR BANK — 2009
What TEXAS STAR BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 245,957,000 | 251,428,000 | 244,186,000 | 246,989,000 |
| Total loans | 198,017,000 | 202,158,000 | 200,393,000 | 200,793,000 |
| Allowance for loan losses | 2,644,000 | 2,617,000 | 2,598,000 | 2,646,000 |
| Securities available for sale | 101,000 | 99,000 | 98,000 | 95,000 |
| Securities held to maturity | 1,349,000 | 1,347,000 | 346,000 | 343,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 222,620,000 | 227,587,000 | 219,679,000 | 222,273,000 |
| Interest-bearing deposits | 178,351,000 | 186,128,000 | 177,016,000 | 179,263,000 |
| Noninterest-bearing deposits | 44,269,000 | 41,459,000 | 42,663,000 | 43,010,000 |
| Equity capital | 18,342,000 | 19,087,000 | 19,755,000 | 20,482,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,488,000 | 7,027,000 | 10,647,000 | 14,107,000 |
| Interest expense | 1,121,000 | 2,251,000 | 3,311,000 | 4,263,000 |
| Net interest income | 2,367,000 | 4,776,000 | 7,336,000 | 9,844,000 |
| Noninterest income | 937,000 | 1,781,000 | 2,657,000 | 3,523,000 |
| Noninterest expense | 2,358,000 | 4,493,000 | 6,742,000 | 8,974,000 |
| Provision for loan losses | 148,000 | 205,000 | 450,000 | 560,000 |
| Pretax income | 798,000 | 1,859,000 | 2,801,000 | 3,833,000 |
| Income tax | 196,000 | 533,000 | 827,000 | 1,153,000 |
| Net income | 602,000 | 1,326,000 | 1,974,000 | 2,680,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,343,000 | 19,087,000 | 19,755,000 | 20,481,000 |
| Total capital | 20,714,000 | 21,519,000 | 22,165,000 | 22,928,000 |
| Risk-weighted assets | 189,377,000 | 194,367,000 | 192,652,000 | 195,525,000 |