Call reports 2026
BERKSHIRE BANK, THE — 2026
What BERKSHIRE BANK, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 542,277,000 | 529,978,000 |
| Total loans | 153,662,000 | 144,496,000 |
| Allowance for loan losses | 9,678,000 | 9,678,000 |
| Securities available for sale | 68,176,000 | 63,566,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 410,257,000 | 397,509,000 |
| Interest-bearing deposits | 307,148,000 | 302,342,000 |
| Noninterest-bearing deposits | 103,109,000 | 95,167,000 |
| Equity capital | 126,730,000 | 127,521,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,504,000 | 11,417,000 |
| Interest expense | 1,027,000 | 1,997,000 |
| Net interest income | 4,477,000 | 9,420,000 |
| Noninterest income | 38,000 | 67,000 |
| Noninterest expense | 3,707,000 | 7,312,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 698,000 | 2,056,000 |
| Income tax | 191,000 | 623,000 |
| Net income | 507,000 | 1,433,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 129,553,000 | 130,478,000 |
| Total capital | 131,490,000 | 132,317,000 |
| Risk-weighted assets | 147,243,000 | 139,276,000 |