Call report 2025Q4
BERKSHIRE BANK, THE — 2025Q4
The 22 measures BERKSHIRE BANK, THE reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 536,341,000 | USD | evidence → |
| Total loans | 158,313,000 | USD | evidence → |
| Allowance for loan losses | 9,678,000 | USD | evidence → |
| Securities available for sale | 63,678,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 404,232,000 | USD | evidence → |
| Interest-bearing deposits | 307,959,000 | USD | evidence → |
| Noninterest-bearing deposits | 96,273,000 | USD | evidence → |
| Equity capital | 126,230,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 26,432,000 | USD | evidence → |
| Interest expense | 6,095,000 | USD | evidence → |
| Net interest income | 20,337,000 | USD | evidence → |
| Noninterest income | 2,180,000 | USD | evidence → |
| Noninterest expense | 15,438,000 | USD | evidence → |
| Provision for loan losses | 500,000 | USD | evidence → |
| Pretax income | 6,294,000 | USD | evidence → |
| Income tax | 2,245,000 | USD | evidence → |
| Net income | 4,049,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 129,045,000 | USD | evidence → |
| Total capital | 131,045,000 | USD | evidence → |
| Risk-weighted assets | 152,320,000 | USD | evidence → |