Call report 2025Q2
BERKSHIRE BANK, THE — 2025Q2
The 22 measures BERKSHIRE BANK, THE reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 573,722,000 | USD | evidence → |
| Total loans | 180,214,000 | USD | evidence → |
| Allowance for loan losses | 9,178,000 | USD | evidence → |
| Securities available for sale | 106,233,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 440,182,000 | USD | evidence → |
| Interest-bearing deposits | 345,817,000 | USD | evidence → |
| Noninterest-bearing deposits | 94,365,000 | USD | evidence → |
| Equity capital | 126,702,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,670,000 | USD | evidence → |
| Interest expense | 3,528,000 | USD | evidence → |
| Net interest income | 10,142,000 | USD | evidence → |
| Noninterest income | 1,432,000 | USD | evidence → |
| Noninterest expense | 7,666,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 3,889,000 | USD | evidence → |
| Income tax | 1,274,000 | USD | evidence → |
| Net income | 2,615,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 130,612,000 | USD | evidence → |
| Total capital | 132,855,000 | USD | evidence → |
| Risk-weighted assets | 172,544,000 | USD | evidence → |