Call report 2024Q4
BERKSHIRE BANK, THE — 2024Q4
The 22 measures BERKSHIRE BANK, THE reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 587,865,000 | USD | evidence → |
| Total loans | 205,908,000 | USD | evidence → |
| Allowance for loan losses | 9,178,000 | USD | evidence → |
| Securities available for sale | 118,535,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 452,805,000 | USD | evidence → |
| Interest-bearing deposits | 355,973,000 | USD | evidence → |
| Noninterest-bearing deposits | 96,832,000 | USD | evidence → |
| Equity capital | 128,967,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 28,768,000 | USD | evidence → |
| Interest expense | 8,358,000 | USD | evidence → |
| Net interest income | 20,410,000 | USD | evidence → |
| Noninterest income | 177,000 | USD | evidence → |
| Noninterest expense | 14,924,000 | USD | evidence → |
| Provision for loan losses | 700,000 | USD | evidence → |
| Pretax income | 4,959,000 | USD | evidence → |
| Income tax | 1,639,000 | USD | evidence → |
| Net income | 3,320,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 133,994,000 | USD | evidence → |
| Total capital | 136,584,000 | USD | evidence → |
| Risk-weighted assets | 200,642,000 | USD | evidence → |