Call report 2024Q2
BERKSHIRE BANK, THE — 2024Q2
The 22 measures BERKSHIRE BANK, THE reported to the FFIEC for 2024Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 584,949,000 | USD | evidence → |
| Total loans | 239,121,000 | USD | evidence → |
| Allowance for loan losses | 9,178,000 | USD | evidence → |
| Securities available for sale | 189,595,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 452,557,000 | USD | evidence → |
| Interest-bearing deposits | 350,483,000 | USD | evidence → |
| Noninterest-bearing deposits | 102,074,000 | USD | evidence → |
| Equity capital | 125,754,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,327,000 | USD | evidence → |
| Interest expense | 4,143,000 | USD | evidence → |
| Net interest income | 10,184,000 | USD | evidence → |
| Noninterest income | 81,000 | USD | evidence → |
| Noninterest expense | 7,581,000 | USD | evidence → |
| Provision for loan losses | 700,000 | USD | evidence → |
| Pretax income | 1,996,000 | USD | evidence → |
| Income tax | 567,000 | USD | evidence → |
| Net income | 1,429,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 132,106,000 | USD | evidence → |
| Total capital | 135,118,000 | USD | evidence → |
| Risk-weighted assets | 234,828,000 | USD | evidence → |