Call report 2019Q3
BERKSHIRE BANK, THE — 2019Q3
The 22 measures BERKSHIRE BANK, THE reported to the FFIEC for 2019Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 642,882,000 | USD | evidence → |
| Total loans | 372,864,000 | USD | evidence → |
| Allowance for loan losses | 7,138,000 | USD | evidence → |
| Securities available for sale | 174,391,000 | USD | evidence → |
| Securities held to maturity | 5,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 512,462,000 | USD | evidence → |
| Interest-bearing deposits | 411,977,000 | USD | evidence → |
| Noninterest-bearing deposits | 100,485,000 | USD | evidence → |
| Equity capital | 120,877,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,835,000 | USD | evidence → |
| Interest expense | 3,821,000 | USD | evidence → |
| Net interest income | 17,014,000 | USD | evidence → |
| Noninterest income | 286,000 | USD | evidence → |
| Noninterest expense | 12,049,000 | USD | evidence → |
| Provision for loan losses | -67,000 | USD | evidence → |
| Pretax income | 5,318,000 | USD | evidence → |
| Income tax | 1,779,000 | USD | evidence → |
| Net income | 3,539,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 120,963,000 | USD | evidence → |
| Total capital | 126,208,000 | USD | evidence → |
| Risk-weighted assets | 417,699,000 | USD | evidence → |