Call report 2018Q4
BERKSHIRE BANK, THE — 2018Q4
The 22 measures BERKSHIRE BANK, THE reported to the FFIEC for 2018Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 720,038,000 | USD | evidence → |
| Total loans | 378,422,000 | USD | evidence → |
| Allowance for loan losses | 7,330,000 | USD | evidence → |
| Securities available for sale | 180,312,000 | USD | evidence → |
| Securities held to maturity | 6,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 598,287,000 | USD | evidence → |
| Interest-bearing deposits | 475,090,000 | USD | evidence → |
| Noninterest-bearing deposits | 123,198,000 | USD | evidence → |
| Equity capital | 115,881,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 26,752,000 | USD | evidence → |
| Interest expense | 3,649,000 | USD | evidence → |
| Net interest income | 23,103,000 | USD | evidence → |
| Noninterest income | 366,000 | USD | evidence → |
| Noninterest expense | 15,340,000 | USD | evidence → |
| Provision for loan losses | 498,000 | USD | evidence → |
| Pretax income | 7,591,000 | USD | evidence → |
| Income tax | 2,830,000 | USD | evidence → |
| Net income | 4,761,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 116,307,000 | USD | evidence → |
| Total capital | 121,516,000 | USD | evidence → |
| Risk-weighted assets | 414,588,000 | USD | evidence → |