Call report 2016Q4
BERKSHIRE BANK, THE — 2016Q4
The 22 measures BERKSHIRE BANK, THE reported to the FFIEC for 2016Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 685,434,000 | USD | evidence → |
| Total loans | 339,388,000 | USD | evidence → |
| Allowance for loan losses | 8,382,000 | USD | evidence → |
| Securities available for sale | 224,720,000 | USD | evidence → |
| Securities held to maturity | 10,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 570,777,000 | USD | evidence → |
| Interest-bearing deposits | 464,946,000 | USD | evidence → |
| Noninterest-bearing deposits | 105,831,000 | USD | evidence → |
| Equity capital | 110,244,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 24,455,000 | USD | evidence → |
| Interest expense | 3,662,000 | USD | evidence → |
| Net interest income | 20,793,000 | USD | evidence → |
| Noninterest income | 419,000 | USD | evidence → |
| Noninterest expense | 15,362,000 | USD | evidence → |
| Provision for loan losses | 303,000 | USD | evidence → |
| Pretax income | 8,537,000 | USD | evidence → |
| Income tax | 3,892,000 | USD | evidence → |
| Net income | 4,645,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 104,468,000 | USD | evidence → |
| Total capital | 109,504,000 | USD | evidence → |
| Risk-weighted assets | 397,824,000 | USD | evidence → |